Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Really good service and rates very helpful

Really good service and rates very helpful Reviewed on: 15th January 2025

We definitely recommend

Always been helpful and great communication throughly recommend to anyone Reviewed on: 15th January 2025

very good, they’re Very good, they has very quicker...

very good, they’re Very good, they has very quicker services Reviewed on: 15th January 2025

The No 1 card to choose!

My experience with Zopa has always been a good one. They are people friendly and the service is easy to use The repayments are affordable and stress free. Reviewed on: 15th January 2025

Zopa card

Very happy with my Zopa card easy to use and keep track of your spending Reviewed on: 15th January 2025

Zopa, the very best credit card provider.

I have been a Zope credit card customer for over a year now and also now hold a current account with them too. The rates are very competitive and customer service is second to none. Reviewed on: 15th January 2025

Easy to deal with and helpful,helped me manage my fi...

Easy to deal with and helpful,helped me manage my finances with ease Reviewed on: 15th January 2025

I have only had the card late year 2024 and everyth...

I have only had the card late year 2024 and everything seems excellent around the use of the card. the customer service . everything so far Reviewed on: 15th January 2025

Very easy to understand no hassle.

Very easy to understand no hassle. very helpful if need to contact anyone. Reviewed on: 15th January 2025

Excellent customer service staff our very helpful

Excellent customer service staff our very helpful Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Credit Card
from Bank of Ireland 4.09 from 6 reviews
Clarity credit card
from Halifax 3.60 from 271 reviews
Credit builder card
from thimbl. 4.41 from 18 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub