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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Easy to deal with and helpful,helped me manage my fi...

Easy to deal with and helpful,helped me manage my finances with ease Reviewed on: 15th January 2025

I have only had the card late year 2024 and everyth...

I have only had the card late year 2024 and everything seems excellent around the use of the card. the customer service . everything so far Reviewed on: 15th January 2025

Very easy to understand no hassle.

Very easy to understand no hassle. very helpful if need to contact anyone. Reviewed on: 15th January 2025

Excellent customer service staff our very helpful

Excellent customer service staff our very helpful Reviewed on: 15th January 2025

A highly professional service.

A highly professional service. Online updates are instant. Reviewed on: 15th January 2025

Always feel satisfy and comfortable whenever I talk...

Always feel satisfy and comfortable whenever I talk to customer service Reviewed on: 15th January 2025

Simply the best

So easy to join get up and running Reviewed on: 15th January 2025

Zopa a very modern credit card

The best thing about mu Zopa card is how easy it is to access support - whether it's access to my balance, pop ups on usage or the availability of online chat services - this has it all Reviewed on: 15th January 2025

Easy to make payments, gives credit limit increases...

Easy to make payments, gives credit limit increases whenever possible. Easy to manage and easy to use mobile app. Friendly customer service team. Would recommended to people looking to build credit history. Reviewed on: 15th January 2025

One of the best credit cards I use.

One of the best credit cards I use.....not aggressive in customer approach and I've had no issues ... I always pay card off in full and charges are not excessive..... Reviewed on: 15th January 2025

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