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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Zopa is the best, I really enjoyed working a lot usi...

Zopa is the best, I really enjoyed working a lot using Zopa. Reviewed on: 15th January 2025

Zopa has been fantastic with providing excellent ser...

Zopa has been fantastic with providing excellent service Reviewed on: 15th January 2025

Job done

Good and very professional. Nothing more to say Reviewed on: 15th January 2025

Great company to have a credit card with

Great company to have a credit card with Reviewed on: 15th January 2025

Really good service and rates very helpful

Really good service and rates very helpful Reviewed on: 15th January 2025

We definitely recommend

Always been helpful and great communication throughly recommend to anyone Reviewed on: 15th January 2025

very good, they’re Very good, they has very quicker...

very good, they’re Very good, they has very quicker services Reviewed on: 15th January 2025

The No 1 card to choose!

My experience with Zopa has always been a good one. They are people friendly and the service is easy to use The repayments are affordable and stress free. Reviewed on: 15th January 2025

Zopa card

Very happy with my Zopa card easy to use and keep track of your spending Reviewed on: 15th January 2025

Zopa, the very best credit card provider.

I have been a Zope credit card customer for over a year now and also now hold a current account with them too. The rates are very competitive and customer service is second to none. Reviewed on: 15th January 2025

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