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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Costumer service

I have a issue with my phone number and I access the online C.S very professional and they help me out in 10 min without any issue. Reviewed on: 15th January 2025

Never had good a bad experience with zops

Never had a bad experience with zops Reviewed on: 15th January 2025

Zopa credit card

Zopa credit card is easy and reliable to use. Reviewed on: 15th January 2025

Good for people with bad credit but would have liked...

Good for people with bad credit but would have liked a bigger limit Reviewed on: 15th January 2025

It’s been great so far with the services

It’s been great so far with the services Reviewed on: 15th January 2025

Great card delivered very quickly easy to use app

Great card delivered very quickly easy to use app Reviewed on: 15th January 2025

Zopa is the best, I really enjoyed working a lot usi...

Zopa is the best, I really enjoyed working a lot using Zopa. Reviewed on: 15th January 2025

Zopa has been fantastic with providing excellent ser...

Zopa has been fantastic with providing excellent service Reviewed on: 15th January 2025

Job done

Good and very professional. Nothing more to say Reviewed on: 15th January 2025

Great company to have a credit card with

Great company to have a credit card with Reviewed on: 15th January 2025

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