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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very easy to navigate app.

Very easy to navigate app. Easy to get in contact with for any questions. Reviewed on: 15th January 2025

Perfect smooth and an amazing experience it was grea...

Perfect smooth and an amazing experience it was great to have such a smooth application process Reviewed on: 15th January 2025

All very good there when you need them

All very good there when you need them Reviewed on: 15th January 2025

Good card helping with credit score

Good card helping with credit score Reviewed on: 15th January 2025

I have good experience for value for my money

I have good experience for value for my money Reviewed on: 15th January 2025

Very good will keep on using

Convenient and easy to use, god app Reviewed on: 15th January 2025

Quick service

It was very quick to access credit with average score Reviewed on: 15th January 2025

Zopa is the best credit card company

Never had a problem really good credit card company Reviewed on: 15th January 2025

Great product and app always worked wrll

Great product and app always worked wrll Reviewed on: 15th January 2025

Very easy to applications.

Very easy to apply for credit card and bank account. Reviewed on: 15th January 2025

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