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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Quick service

It was very quick to access credit with average score Reviewed on: 15th January 2025

Zopa is the best credit card company

Never had a problem really good credit card company Reviewed on: 15th January 2025

Great product and app always worked wrll

Great product and app always worked wrll Reviewed on: 15th January 2025

Very easy to applications.

Very easy to apply for credit card and bank account. Reviewed on: 15th January 2025

Costumer service

I have a issue with my phone number and I access the online C.S very professional and they help me out in 10 min without any issue. Reviewed on: 15th January 2025

Never had good a bad experience with zops

Never had a bad experience with zops Reviewed on: 15th January 2025

Zopa credit card

Zopa credit card is easy and reliable to use. Reviewed on: 15th January 2025

Good for people with bad credit but would have liked...

Good for people with bad credit but would have liked a bigger limit Reviewed on: 15th January 2025

It’s been great so far with the services

It’s been great so far with the services Reviewed on: 15th January 2025

Great card delivered very quickly easy to use app

Great card delivered very quickly easy to use app Reviewed on: 15th January 2025

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