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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

The service was fast and efficient.

The service was fast and efficient.All the information needed is on a very easy to use app so that you can monitor your spending Reviewed on: 15th January 2025

Zopa is doing great job for providing excellent serv...

Zopa is doing great job for providing excellent service Reviewed on: 15th January 2025

Fantastic experience so far.

Fantastic experience so far. Easy to apply, app is easy to navigate, and fair rates. Very easy to use! Reviewed on: 15th January 2025

i didnt think i would get a card , they are very hel...

i didnt think i would get a card , they are very helpfull and i am very happy to be with them thankyou so much xx Reviewed on: 15th January 2025

Very easy to navigate app.

Very easy to navigate app. Easy to get in contact with for any questions. Reviewed on: 15th January 2025

Perfect smooth and an amazing experience it was grea...

Perfect smooth and an amazing experience it was great to have such a smooth application process Reviewed on: 15th January 2025

All very good there when you need them

All very good there when you need them Reviewed on: 15th January 2025

Good card helping with credit score

Good card helping with credit score Reviewed on: 15th January 2025

I have good experience for value for my money

I have good experience for value for my money Reviewed on: 15th January 2025

Very good will keep on using

Convenient and easy to use, god app Reviewed on: 15th January 2025

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