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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Try the best, better than the rest.

New customer that has contacted Zopa for help and information. The help was second to none. Over and above to satisfy. I have had a good few credit cards and this by far to best Reviewed on: 15th January 2025

Hassle free improved credot

Hassle free and helped me on my road to better credit. Reviewed on: 15th January 2025

Customer service very swift and polite a really grea...

Customer service very swift and polite a really great service. Reviewed on: 15th January 2025

Fast quick service with friendly advice.

Fast quick service with friendly advice. Whole process was easy and I never felt under pressure but was well informed Reviewed on: 15th January 2025

Excellent service

Always helpful if I needed to ring and the app is helpful Reviewed on: 15th January 2025

Very easy to set up and to pay back.

Very easy to set up and to pay back. Customer service is always on hand to help with any queries that needing dealing with. Had a low credit rating so was happy to be accepted. Reviewed on: 15th January 2025

I've not had a bad experience with Zopa and I haven'...

I've not had a bad experience with Zopa and I haven't really had to speak to customer service S I have never had an issue Reviewed on: 15th January 2025

I'm very happy with zopa credit card

I'm very happy with zopa credit card Reviewed on: 15th January 2025

All ways lets me know how much to pay and date due e...

All ways lets me know how much to pay and date due early each month Reviewed on: 15th January 2025

Absolute pleasure to deal with.

So easy to use and perfect support. Reviewed on: 15th January 2025

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