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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Keep me well informed.

Keep me well informed. Good customer service Reviewed on: 15th January 2025

Zopa was very helpful in helping me manage my financ...

Zopa was very helpful in helping me manage my finances the credit card and loan is easy to apply and they explained the pros and cons every thing clear they fair in their interest charges and the process was smooth. Reviewed on: 15th January 2025

Easy to apply and easy to use.

Easy to apply and easy to use..no problems so far Reviewed on: 15th January 2025

Zopa always helpful

Since I have been with Zopa, I have had no problems at all. Everything was made easy for me from the start of the process to finish and since getting it Reviewed on: 15th January 2025

Always good at answering questions I ask

Always good at answering questions I ask Reviewed on: 15th January 2025

Very good app and credit bank love it

Very good app and credit bank love it Reviewed on: 15th January 2025

My fabulous Zopa Credit Card ...

I've been using my Zopa Credit Card for a while now and it’s been absolutely fantastic! The flexibility it offers is brilliant. With competitive interest rates and no hidden fees, it's great for managing my finances. The app is incredibly user-friendly, making it easy to keep track of spending and payments. Plus, the rewards scheme is a fantastic perk, with cashback on everyday purchases. Customer service has been top-notch—responsive and helpful. Overall, my Zopa Credit Card experience has been nothing short of excellent! Reviewed on: 15th January 2025

Very easy to use.

Very easy to use. V Ery convenient for me. Been using it for quite sometime now and so far i have no complaint Reviewed on: 15th January 2025

awesome perfect thank you

Brilliant way to learn more about finance Reviewed on: 15th January 2025

The app is great, it’s very clear and concise.

The app is great, it’s very clear and concise.. Always updating. Keeping us upto date. Reviewed on: 15th January 2025

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