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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Easy to deal with.

Easy to deal with. Great products. Reviewed on: 15th January 2025

My experience with Zopa is very good I have credit c...

My experience with Zopa is very good I have credit card and car finance and really recommend -quick easy and professional service Reviewed on: 15th January 2025

I was finding it hard to find the right card for me.

I was finding it hard to find the right card for me. Very good in every aspect Reviewed on: 15th January 2025

Staff Cound not be any more friendly and helpful, ov...

Staff Cound not be any more friendly and helpful, overall an amazing service Reviewed on: 15th January 2025

Zopa has made my financ easier and convenient.

Zopa has made my finances easier and convenient. Thank you. Simple to use. Reviewed on: 15th January 2025

Excellent credit card , no issues with applying for...

Excellent credit card , no issues with applying for one and they offered me a credit rise within 6 months of using my car highly recommend to everyone Reviewed on: 15th January 2025

A very easy to follow app and the menu easy to use m...

A very easy to follow app and the menu easy to use making payments and following your spending and keeping on top of everything a breeze Reviewed on: 15th January 2025

Never had a problem everything to do with my account...

Never had a problem everything to do with my account runs smoothly . the whole package was delivered exactly as said . I really have no complaints with any department . Reviewed on: 15th January 2025

All good,im very happy whit zopa

All good,im very happy whit zopa Reviewed on: 15th January 2025

Always receive excellent service

Always receive excellent service Reviewed on: 15th January 2025

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