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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa team have been excellent since I registered wit...

Zopa team have been excellent since I registered with them and their services are fantastic and I have been telling all my family and friends to join and get the best credit card without stress. Reviewed on: 15th January 2025

Very impressed

From submitting the application to setting up my card to downloading the app it’s all been very easy and straightforward, the app is fresh and user friendly, it’s been a great experience Reviewed on: 15th January 2025

Very good service I love my card

Very good service I love my card Reviewed on: 15th January 2025

Absolutely fantastic customer service, have no diff...

Absolutely fantastic customer service, have no difficulties with the app , brilliant and easy to follow Reviewed on: 15th January 2025

Help me get the right credit card for me

Help me get the right credit card for me Reviewed on: 15th January 2025

Zopa has given me the chance to build up my credit r...

Zopa has given me the chance to build up my credit rating something other providers were not willing to do . Reviewed on: 15th January 2025

Easy to deal with.

Easy to deal with. Great products. Reviewed on: 15th January 2025

My experience with Zopa is very good I have credit c...

My experience with Zopa is very good I have credit card and car finance and really recommend -quick easy and professional service Reviewed on: 15th January 2025

I was finding it hard to find the right card for me.

I was finding it hard to find the right card for me. Very good in every aspect Reviewed on: 15th January 2025

Staff Cound not be any more friendly and helpful, ov...

Staff Cound not be any more friendly and helpful, overall an amazing service Reviewed on: 15th January 2025

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