Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great customer service there when needed

Great customer service there when needed Reviewed on: 15th January 2025

Simply fantastic

It's been very helpful in rebuilding my credit Reviewed on: 15th January 2025

I like the way I am sent reminder well in advance so...

I like the way I am sent reminder well in advance so I don't worry about missing a payement Reviewed on: 15th January 2025

Zopa helped me with scammer

I had a problem with someone who tried to scam me , zopa stopped this and sent out a new card quickly , I was so relieved it was done so quickly and without any hassle Reviewed on: 15th January 2025

Never had a problem with Zopa and help is always at...

Never had a problem with Zopa and help is always at hand. The app is really easy to use and the payments are reasonable. 5 stars Reviewed on: 15th January 2025

Fantastic service with contestant credit updates eas...

Fantastic service with contestant credit updates easy to reach customer services and support Reviewed on: 15th January 2025

Nice easy application along with everything in place...

Nice easy application along with everything in place very quickly and smoothly. First class company Reviewed on: 15th January 2025

Very good credit card provider.

Very good credit card provider. Easy to use and the app is very simple Reviewed on: 15th January 2025

Very easy and efficient.

Very easy and efficient. Good comms and support Reviewed on: 15th January 2025

It’s been beautiful and stress free banking with Zopa

It’s been beautiful and stress free banking with Zopa Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

British Airways credit card
from American Express 4.06 from 93 reviews
Freedom Rewards Credit Card
from Barclaycard 3.94 from 62 reviews
Aqua credit cards
from NewDay 4.71 from 3313 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub