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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Nice easy application along with everything in place...

Nice easy application along with everything in place very quickly and smoothly. First class company Reviewed on: 15th January 2025

Very good credit card provider.

Very good credit card provider. Easy to use and the app is very simple Reviewed on: 15th January 2025

Very easy and efficient.

Very easy and efficient. Good comms and support Reviewed on: 15th January 2025

It’s been beautiful and stress free banking with Zopa

It’s been beautiful and stress free banking with Zopa Reviewed on: 15th January 2025

Zopa team have been excellent since I registered wit...

Zopa team have been excellent since I registered with them and their services are fantastic and I have been telling all my family and friends to join and get the best credit card without stress. Reviewed on: 15th January 2025

Very impressed

From submitting the application to setting up my card to downloading the app it’s all been very easy and straightforward, the app is fresh and user friendly, it’s been a great experience Reviewed on: 15th January 2025

Very good service I love my card

Very good service I love my card Reviewed on: 15th January 2025

Absolutely fantastic customer service, have no diff...

Absolutely fantastic customer service, have no difficulties with the app , brilliant and easy to follow Reviewed on: 15th January 2025

Help me get the right credit card for me

Help me get the right credit card for me Reviewed on: 15th January 2025

Zopa has given me the chance to build up my credit r...

Zopa has given me the chance to build up my credit rating something other providers were not willing to do . Reviewed on: 15th January 2025

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