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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

My experience with Zopa has been excellent

My experience with Zopa has been excellent Reviewed on: 15th January 2025

Excellent staff

Every time I have enquired about a car I've nothing but good service from your staff they've been very helpful and understanding off what's available and needed for myself Reviewed on: 15th January 2025

Very good credit card

Very good credit card simple to keep track of what you’re spendin Reviewed on: 15th January 2025

Card is beautiful colour scheme.

Zopa’s service is excellent I am very much satisfied from customer service. Reviewed on: 15th January 2025

Great customer service there when needed

Great customer service there when needed Reviewed on: 15th January 2025

Simply fantastic

It's been very helpful in rebuilding my credit Reviewed on: 15th January 2025

I like the way I am sent reminder well in advance so...

I like the way I am sent reminder well in advance so I don't worry about missing a payement Reviewed on: 15th January 2025

Zopa helped me with scammer

I had a problem with someone who tried to scam me , zopa stopped this and sent out a new card quickly , I was so relieved it was done so quickly and without any hassle Reviewed on: 15th January 2025

Never had a problem with Zopa and help is always at...

Never had a problem with Zopa and help is always at hand. The app is really easy to use and the payments are reasonable. 5 stars Reviewed on: 15th January 2025

Fantastic service with contestant credit updates eas...

Fantastic service with contestant credit updates easy to reach customer services and support Reviewed on: 15th January 2025

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