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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Good service would like interest rate to come down s...

Good service would like interest rate to come down slightly Reviewed on: 15th January 2025

Amazing company

Amazing company and good service Reviewed on: 15th January 2025

Great service

Simple hassle free quick and easy to use Reviewed on: 15th January 2025

Always ready to help when needed very polite and kin...

Always ready to help when needed very polite and kind on phone card is easy to use and to make payment to Reviewed on: 15th January 2025

I like this service because its easy to use the app...

I like this service because its easy to use the app amd has everything i need to know on it Reviewed on: 15th January 2025

Always easy to deal with, does exactly as it says on...

Always easy to deal with, does exactly as it says on the tin Reviewed on: 15th January 2025

Very helpful and friendly and polite

Very helpful and friendly and polite Reviewed on: 15th January 2025

I’ve never had a single problem with Zopa and the in...

I’ve never had a single problem with Zopa and the interest rate is very competitive Reviewed on: 15th January 2025

Would recommend to everybody

Fantastic would recommend to everyone Reviewed on: 15th January 2025

It's good but zopa app sometimes does not work very...

It's good but zopa app sometimes does not work very well Reviewed on: 15th January 2025

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