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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Very helpful and friendly and polite

Very helpful and friendly and polite Reviewed on: 15th January 2025

I’ve never had a single problem with Zopa and the in...

I’ve never had a single problem with Zopa and the interest rate is very competitive Reviewed on: 15th January 2025

Would recommend to everybody

Fantastic would recommend to everyone Reviewed on: 15th January 2025

It's good but zopa app sometimes does not work very...

It's good but zopa app sometimes does not work very well Reviewed on: 15th January 2025

My card was sent to my previous address.

My card was sent to my previous address. I reached out to Customer service and it was promptly addressed and my card came to my current address immediately. I think when it comes to customer service, Zopa is top notch Reviewed on: 15th January 2025

Zopa very good I recommend it to my friends and family.

Zopa very good I recommend it to my friends and family. Reviewed on: 15th January 2025

Customer service is brilliant always sorted my acco...

Customer service is brilliant always sorted my account out Reviewed on: 15th January 2025

My experience is going great.

My experience is going great.it is good to manage your financially stable balance Reviewed on: 15th January 2025

Excellent facility and easy to manage.

Excellent facility and easy to manage. Reviewed on: 15th January 2025

Excellent credit card provider.

Excellent credit card provider, great app and excellent customer service. Would very highly recommend to family and friends. Easy app to navigate and has all relevant information needed. Reviewed on: 15th January 2025

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