Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

View other Zopa products

4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

All round great

Really good credit card and great customer service, they have offered me 2 credit increases and customer service are always very helpful and quick to solve my queries and answer my questions. Reviewed on: 15th January 2025

excellent and faster service the best !

excellent and faster service the best !!!! Reviewed on: 15th January 2025

They give free credit report and monitoring your exp...

They give free credit report and monitoring your expenses for you Reviewed on: 15th January 2025

Excellent company

It was good from beginning to end Reviewed on: 15th January 2025

Good service would like interest rate to come down s...

Good service would like interest rate to come down slightly Reviewed on: 15th January 2025

Amazing company

Amazing company and good service Reviewed on: 15th January 2025

Great service

Simple hassle free quick and easy to use Reviewed on: 15th January 2025

Always ready to help when needed very polite and kin...

Always ready to help when needed very polite and kind on phone card is easy to use and to make payment to Reviewed on: 15th January 2025

I like this service because its easy to use the app...

I like this service because its easy to use the app amd has everything i need to know on it Reviewed on: 15th January 2025

Always easy to deal with, does exactly as it says on...

Always easy to deal with, does exactly as it says on the tin Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Transfer Credit Card
from Bank of Scotland 4.09 from 13 reviews
Platinum credit cards
from Barclaycard 3.94 from 324 reviews
Platinum Credit Card
from Lloyds Bank 4.21 from 56 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69083 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub