Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent service

Every step of the way the support is outstanding. Reviewed on: 15th January 2025

I have never had any problems since using Zopa.

I have never had any problems since using Zopa. My lian and credit card application went smoothly and I've had my credit card for 3 years Reviewed on: 15th January 2025

Was great, I m berry happy with them.

Was great, I m berry happy with them. Reviewed on: 15th January 2025

Always been a great service.

Always been a great service. Had a loan and credit card and very easy to deal with. Would highly recommend to anyone. Easy to speak to and as soon as you make a payment it's clear and back on your card ready to him Reviewed on: 15th January 2025

Easy to deal with, App simple and easy to use

Easy to deal with, App simple and easy to use, Dont get hassle from them to do anything, i have had no issues with them Reviewed on: 15th January 2025

i have had no problems with my account

i have had no problems with my account Reviewed on: 15th January 2025

the process was most efficient and I am happy with a...

the process was most efficient and I am happy with all that you have done Reviewed on: 15th January 2025

ZOPA CARD -the way to go.

I find it very easy to manage. Information about the account is timely. The app is so designed in such a way that it is very easy to follow up your expenses. Reviewed on: 15th January 2025

Safe, Convenient and affordable!

My Zopa card supported my financial needs when I needed it most. It offered me a safe and convenient way for my transactions and alerts me to my repayment obligations... which have ben less than i had anticipated! :) Reviewed on: 15th January 2025

It's working fine for me thanks and interest very fa...

It's working fine for me thanks and interest very fair to Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from American Express 3.50 from 127 reviews
Chrome Card
from Vanquis 4.08 from 8 reviews
Credit card
from The Co-operative Bank 3.46 from 37 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub