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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easiest, most simple process and facilities

Application and use of the app/card/services is all extremely easy with zero complications, hassles or fuss. I have never had an issue with Zopa. Reviewed on: 15th January 2025

Over the moon great card

Easy application great card overall very satisfied Reviewed on: 15th January 2025

Applied with in minuites I had a decision, card came...

Applied with in minuites I had a decision, card came quickly and it’s easy to use the app, love how it asks you to approve transactions best credit card I have had Reviewed on: 15th January 2025

Good customer service prompt response and app easy t...

Good customer service prompt response and app easy to use. I will highly recommend it to my friends. Reviewed on: 15th January 2025

I’ve been using Zopa for a while now and it’s been t...

I’ve been using Zopa for a while now and it’s been the easiest and best credit card I’ve had. It gives me freedom and control all while helping me build my credit. Reviewed on: 15th January 2025

Zopa keep you notified as to your spending customer...

Zopa keep you notified as to your spending customer service is easy to access, you are kept informed as to your purchases and they run a stringent credit and I'd check, your credit limit is set to suit your own personal needs. Reviewed on: 15th January 2025

Always up to date with transactions etc

Always up to date with transactions etc Reviewed on: 15th January 2025

This card is very handy when needed, it is for me on...

This card is very handy when needed, it is for me one of the best credit cards at the moment and am not going to swap it for no other. It has been a saver and am loving it. Reviewed on: 15th January 2025

Very easy to deal with and service is easy to unders...

Very easy to deal with and service is easy to understand Reviewed on: 15th January 2025

Very helpful and easy to deal with

Very helpful and easy to deal with Reviewed on: 15th January 2025

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