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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

As a new customer I have found it amazing

As a new customer I have found it amazing Reviewed on: 15th January 2025

Excellent service

I am extremely happy with the service I get I am kept up to date on everything Reviewed on: 15th January 2025

Excellent company all round easy to apply easy and e...

Excellent company all round easy to apply easy and excellent app excellent bank Reviewed on: 15th January 2025

You doing good service and provide excellent communi...

You doing good service and provide excellent communication with customer Reviewed on: 15th January 2025

Great experience and excellent professionals.

Great experience and excellent professionals. Always proactive. Personally, they are among the best. Reviewed on: 15th January 2025

Zopa is great Easy to use too the app is very simple...

Zopa is great Easy to use too the app is very simple and straightforward you always know your balance and limit. Reviewed on: 15th January 2025

Excellent customer service and always there to help

Excellent customer service and always there to help Reviewed on: 15th January 2025

easy to apply for and quick delivery once approved.

easy to apply for and quick delivery once approved. Reviewed on: 15th January 2025

Excellent in every respect-can’t fault them in any w...

Excellent in every respect-can’t fault them in any way I would recommend to everyone to get a Zopa card and tell all your friends to get one as well-it’s the best credit card I’ve ever had and I’ve had a few Reviewed on: 15th January 2025

Apply with ease

So helpful and easy application for the credit card. Helping to get my credit back on track perfectly Reviewed on: 15th January 2025

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