Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,343 reviews, last reviewed 13th May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44343)

Excellent service

5
Excellent service first class app what is not to like Reviewed on: 15th January 2025
Brian F's avatar
Brian F

Excellent

5
Excellent service easy process very easy app to use and also customer service is easy to use and to app very easy aswell Reviewed on: 15th January 2025
Gareth 's avatar
Gareth

very good, experience,

5
very good, experience, easy to get the card, very useful. Reviewed on: 15th January 2025
Antonio Jose Guerreiro Viseu's avatar
Antonio Jose Guerreiro Viseu

So happy

5
So easy to use . Never had a issue . Would recommend this card to anyone looking for a fair credit card Reviewed on: 15th January 2025
Poull I's avatar
Poull I

As a new customer I have found it amazing

5
As a new customer I have found it amazing Reviewed on: 15th January 2025
Amy Asra's avatar
Amy Asra

Excellent service

5
I am extremely happy with the service I get I am kept up to date on everything Reviewed on: 15th January 2025
AnnMarie B's avatar
AnnMarie B

Excellent company all round easy to apply easy and e...

5
Excellent company all round easy to apply easy and excellent app excellent bank Reviewed on: 15th January 2025
Terry J's avatar
Terry J

You doing good service and provide excellent communi...

5
You doing good service and provide excellent communication with customer Reviewed on: 15th January 2025
Martin T's avatar
Martin T

Great experience and excellent professionals.

5
Great experience and excellent professionals. Always proactive. Personally, they are among the best. Reviewed on: 15th January 2025
Charles Anom's avatar
Charles Anom

Zopa is great Easy to use too the app is very simple...

5
Zopa is great Easy to use too the app is very simple and straightforward you always know your balance and limit. Reviewed on: 15th January 2025
mary watson's avatar
mary watson

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa

  • Personal loan

    from Zopa 4.95 from 69083 reviews
    Zopa

  • Current account

    from Zopa 4.93 from 6589 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill