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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Fair and responsible credit limit.

Application was straightforward, with decision made quickly. Initial credit card limit was set at a fair and responsible level. I have had zero issues using my Zopa Card in-store and online at multiple outlets. Zopa Card has been a great aid to me when my monthly budget has been that little bit stretched e.g. Christmas. I have no hesitation in recommending Zopa Card to family and friends. Reviewed on: 15th January 2025

No complaints whatsoever, excellent service all round.

No complaints whatsoever, excellent service all round. Reviewed on: 15th January 2025

quick easy and resolutive, they solved my problem wh...

quick easy and resolutive, they solved my problem when most need it Reviewed on: 15th January 2025

Great communication and easy to use and loads os bes...

Great communication and easy to use and loads os best options to use and more better then other companies to offer best deals Reviewed on: 15th January 2025

Is good and easy to get a credit card, however there...

Is good and easy to get a credit card, however there is low credit limit, not money transfer option etc. Reviewed on: 15th January 2025

Excellent customer service

Excellent customer service and care Reviewed on: 15th January 2025

Been excellent great service every thing in place

Been excellent great service every thing in place Reviewed on: 15th January 2025

The design of the card is bright.

The design of the card is bright. The app is really easy to use. Reviewed on: 15th January 2025

Quick and friendlyQuick application helpful staff

Quick application helpful friendly staff, quick communication. Reviewed on: 15th January 2025

Zopa Flexibility

Zopa have given me a lifeline when l needed & allowed me to be relaxed about my finances. I would recommend them to anyone. Reviewed on: 15th January 2025

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