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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Great Card

Excellent card, easy to follow app, keeps you up yo date on spending. Can find out at a glance on your spend, payment due. I certainly recommend this card. Reviewed on: 15th January 2025

Zopa an excellent bank to open a credit card account!

Zopa an excellent bank to open a credit card account! Reviewed on: 15th January 2025

Download The App

Easy to keep control with the app Reviewed on: 15th January 2025

Very good bank zopa and credit card lof interest...

Very good bank zopa and credit card lots of interest options and interest rate good very good application everything works perfectly Reviewed on: 15th January 2025

The credit card for yoy

A great product and CS so helpful and an app that is so easy to navigate Reviewed on: 15th January 2025

Hassle free good service would recommend to anyone

Hassle free good service would recommend to anyone Reviewed on: 15th January 2025

Fair and responsible credit limit.

Application was straightforward, with decision made quickly. Initial credit card limit was set at a fair and responsible level. I have had zero issues using my Zopa Card in-store and online at multiple outlets. Zopa Card has been a great aid to me when my monthly budget has been that little bit stretched e.g. Christmas. I have no hesitation in recommending Zopa Card to family and friends. Reviewed on: 15th January 2025

No complaints whatsoever, excellent service all round.

No complaints whatsoever, excellent service all round. Reviewed on: 15th January 2025

quick easy and resolutive, they solved my problem wh...

quick easy and resolutive, they solved my problem when most need it Reviewed on: 15th January 2025

Great communication and easy to use and loads os bes...

Great communication and easy to use and loads os best options to use and more better then other companies to offer best deals Reviewed on: 15th January 2025

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