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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Always very helpful when needed professional and pol...

Always very helpful when needed professional and polite Reviewed on: 15th January 2025

Excellent credit card

Excellent credit card,easy to use app,that’s all you need! Reviewed on: 15th January 2025

Changed my life, after being rejected due to past is...

Changed my life, after being rejected due to past issues in my life I finally got accepted with Zopa and it made me feel amazing that I now have a credit card and I am able to build my credit score back up. Reviewed on: 15th January 2025

Excellent Customer experience

Keep you informed of products and there apps easy use Reviewed on: 15th January 2025

Great company definitely recommend

Great company definitely recommend Reviewed on: 15th January 2025

Very good service

Very good overall service. clear communication. Reviewed on: 15th January 2025

Customer service is second to none,

Customer service is second to none, staff very friendly Reviewed on: 15th January 2025

My review

Very good all round , easy to apply for Reviewed on: 15th January 2025

Extremely easy to deal with and very responsive.

Extremely easy to deal with and very responsive. Five star customer service. Reviewed on: 15th January 2025

Best credit card provider in uk with nice customer s...

Best credit card provider in uk with nice customer service really appreciated Reviewed on: 15th January 2025

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