Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

View other Zopa products

4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Customer service is second to none,

Customer service is second to none, staff very friendly Reviewed on: 15th January 2025

My review

Very good all round , easy to apply for Reviewed on: 15th January 2025

Extremely easy to deal with and very responsive.

Extremely easy to deal with and very responsive. Five star customer service. Reviewed on: 15th January 2025

Best credit card provider in uk with nice customer s...

Best credit card provider in uk with nice customer service really appreciated Reviewed on: 15th January 2025

Great Card

Excellent card, easy to follow app, keeps you up yo date on spending. Can find out at a glance on your spend, payment due. I certainly recommend this card. Reviewed on: 15th January 2025

Zopa an excellent bank to open a credit card account!

Zopa an excellent bank to open a credit card account! Reviewed on: 15th January 2025

Download The App

Easy to keep control with the app Reviewed on: 15th January 2025

Very good bank zopa and credit card lof interest...

Very good bank zopa and credit card lots of interest options and interest rate good very good application everything works perfectly Reviewed on: 15th January 2025

The credit card for yoy

A great product and CS so helpful and an app that is so easy to navigate Reviewed on: 15th January 2025

Hassle free good service would recommend to anyone

Hassle free good service would recommend to anyone Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from PayPal 4.90 from 83 reviews
Credit card
from Vanquis 4.22 from 561 reviews
Everyday Credit Card
from Santander 4.10 from 23 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69083 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub