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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Quality service

Pleasure to be a customer , very informative and technical up there and future proof Reviewed on: 15th January 2025

EXCELLENT SERVICE.

I was fortunate enough to acquire a zopa credit card in which I was very pleased about. There customer service is excellent. Overall I am very happy with Zopa and have no complaints whatsoever. Reviewed on: 15th January 2025

There when needed and helped where others wouldn’t s...

There when needed and helped where others wouldn’t so would definitely recommend Reviewed on: 15th January 2025

Excellent service

Everything went excellent customer service card and usage Reviewed on: 15th January 2025

Great experience all-round from the initial applicat...

Great experience all-round from the initial application to dowlading the app and using the card. Reviewed on: 15th January 2025

The service has been excellent and reliable

The service has been excellent and reliable Reviewed on: 15th January 2025

Best of the best!

Best of the best!!!! Very understanding Reviewed on: 15th January 2025

Absolutely brilliant, easy application, explained ev...

Absolutely brilliant, easy application, explained everything from the get go. Great customer service. Reviewed on: 15th January 2025

Impressive

Never slant issues very professional Reviewed on: 15th January 2025

Once applied I received my reply once I submitted my...

Once applied I received my reply once I submitted my application Reviewed on: 15th January 2025

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