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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Best of the best!

Best of the best!!!! Very understanding Reviewed on: 15th January 2025

Absolutely brilliant, easy application, explained ev...

Absolutely brilliant, easy application, explained everything from the get go. Great customer service. Reviewed on: 15th January 2025

Impressive

Never slant issues very professional Reviewed on: 15th January 2025

Once applied I received my reply once I submitted my...

Once applied I received my reply once I submitted my application Reviewed on: 15th January 2025

Always very helpful when needed professional and pol...

Always very helpful when needed professional and polite Reviewed on: 15th January 2025

Excellent credit card

Excellent credit card,easy to use app,that’s all you need! Reviewed on: 15th January 2025

Changed my life, after being rejected due to past is...

Changed my life, after being rejected due to past issues in my life I finally got accepted with Zopa and it made me feel amazing that I now have a credit card and I am able to build my credit score back up. Reviewed on: 15th January 2025

Excellent Customer experience

Keep you informed of products and there apps easy use Reviewed on: 15th January 2025

Great company definitely recommend

Great company definitely recommend Reviewed on: 15th January 2025

Very good service

Very good overall service. clear communication. Reviewed on: 15th January 2025

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