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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Haven't had any problems with zopa since joining ver...

Haven't had any problems with zopa since joining very quick up to date information on the app quite impressed Reviewed on: 15th January 2025

Great credit card provider, very easy App and lots o...

Great credit card provider, very easy App and lots of information provided for the customer. Reviewed on: 15th January 2025

Good company .

Good company .they are there to help Reviewed on: 15th January 2025

First using zopa I'm not sure otherwise is very good...

First using zopa I'm not sure otherwise is very good Reviewed on: 15th January 2025

Quality service

Pleasure to be a customer , very informative and technical up there and future proof Reviewed on: 15th January 2025

EXCELLENT SERVICE.

I was fortunate enough to acquire a zopa credit card in which I was very pleased about. There customer service is excellent. Overall I am very happy with Zopa and have no complaints whatsoever. Reviewed on: 15th January 2025

There when needed and helped where others wouldn’t s...

There when needed and helped where others wouldn’t so would definitely recommend Reviewed on: 15th January 2025

Excellent service

Everything went excellent customer service card and usage Reviewed on: 15th January 2025

Great experience all-round from the initial applicat...

Great experience all-round from the initial application to dowlading the app and using the card. Reviewed on: 15th January 2025

The service has been excellent and reliable

The service has been excellent and reliable Reviewed on: 15th January 2025

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