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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Very easy and clear with the costs.

Very easy and clear with the costs. Quick reply’s from how. Reviewed on: 15th January 2025

The app is very easy to use , regular notification w...

The app is very easy to use , regular notification with regards to transactions and balances remaining are helpful as well as the reminders when a payment is due . Reviewed on: 15th January 2025

Good card to have good to have

Good card to have I can pay easy and it excepted everywhere Reviewed on: 15th January 2025

Excellent credit card

A very easy application procedure. An excellent app which gives accurate account information. Easy to repay via direct debit or debit card for additional payments. Good interest rate. Great card for credit building. Reviewed on: 15th January 2025

Easy to use banking.

Easy to use banking. Great experience. Does what it says on the tin . Can’t fault them . Credit card just as good too Reviewed on: 15th January 2025

Thumbs up for Zopa

Positive n good. Love the fact it gives an overview of other accounts. Opportunities to bank with them, save and additional extras like loans and car finance. I only use the credit card but knowing there are these benefits, perhaps I will consider in the near future. Reviewed on: 15th January 2025

Haven't had any problems with zopa since joining ver...

Haven't had any problems with zopa since joining very quick up to date information on the app quite impressed Reviewed on: 15th January 2025

Great credit card provider, very easy App and lots o...

Great credit card provider, very easy App and lots of information provided for the customer. Reviewed on: 15th January 2025

Good company .

Good company .they are there to help Reviewed on: 15th January 2025

First using zopa I'm not sure otherwise is very good...

First using zopa I'm not sure otherwise is very good Reviewed on: 15th January 2025

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