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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

I love the app.

I love the app. It's user friendly. Reviewed on: 15th January 2025

They are easy to contact helpful and polite

They are easy to contact helpful and polite Reviewed on: 15th January 2025

No increase in credit limit after months of good pay...

No increase in credit limit after months of good payment history Reviewed on: 15th January 2025

Easy to use

It’s really easy to keep on top of payments because the app is so user friendly. It’s also great to have reminders of what payments have left your account so you can’t make mistakes. Reviewed on: 15th January 2025

Very easy and clear with the costs.

Very easy and clear with the costs. Quick reply’s from how. Reviewed on: 15th January 2025

The app is very easy to use , regular notification w...

The app is very easy to use , regular notification with regards to transactions and balances remaining are helpful as well as the reminders when a payment is due . Reviewed on: 15th January 2025

Good card to have good to have

Good card to have I can pay easy and it excepted everywhere Reviewed on: 15th January 2025

Excellent credit card

A very easy application procedure. An excellent app which gives accurate account information. Easy to repay via direct debit or debit card for additional payments. Good interest rate. Great card for credit building. Reviewed on: 15th January 2025

Easy to use banking.

Easy to use banking. Great experience. Does what it says on the tin . Can’t fault them . Credit card just as good too Reviewed on: 15th January 2025

Thumbs up for Zopa

Positive n good. Love the fact it gives an overview of other accounts. Opportunities to bank with them, save and additional extras like loans and car finance. I only use the credit card but knowing there are these benefits, perhaps I will consider in the near future. Reviewed on: 15th January 2025

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