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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Excellent service, great credit card provider.

Excellent service, great credit card provider. Easy to use app. Always provides reminders via sms of date and amount of next payment by direct debit Reviewed on: 15th January 2025

Great Value

Great having Zopa credit card. Works perfectly and prompt account statement. Good customer service. Reviewed on: 15th January 2025

Easy to use had no problems keeps me updated on othe...

Easy to use had no problems keeps me updated on other services can't speak highly enough of them Reviewed on: 15th January 2025

Experiences with Zopa is all good.

I have not had any bad experiences with Zopa, statments & app are easy to understand. Reviewed on: 15th January 2025

Never any issues.

Never any issues. No hassle, credit levels updated regularly. Reviewed on: 15th January 2025

Easy to apply.

Easy to apply. Kept informed of all transactions. Excellent security by way of codes sent to establish card holder Reviewed on: 15th January 2025

I love the app.

I love the app. It's user friendly. Reviewed on: 15th January 2025

They are easy to contact helpful and polite

They are easy to contact helpful and polite Reviewed on: 15th January 2025

No increase in credit limit after months of good pay...

No increase in credit limit after months of good payment history Reviewed on: 15th January 2025

Easy to use

It’s really easy to keep on top of payments because the app is so user friendly. It’s also great to have reminders of what payments have left your account so you can’t make mistakes. Reviewed on: 15th January 2025

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