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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Excellent credit card.

Excellent credit card. The app is easy to use. Payments are easy Reviewed on: 15th January 2025

Amazing card easy to apply.

Amazing card easy to apply.easy process Reviewed on: 15th January 2025

Everything is good - App is a dream to use and well...

Everything is good - App is a dream to use and well laid out Reviewed on: 15th January 2025

Very helpful.

Very helpful.and easy application and quick decision Reviewed on: 15th January 2025

Excellent service, great credit card provider.

Excellent service, great credit card provider. Easy to use app. Always provides reminders via sms of date and amount of next payment by direct debit Reviewed on: 15th January 2025

Great Value

Great having Zopa credit card. Works perfectly and prompt account statement. Good customer service. Reviewed on: 15th January 2025

Easy to use had no problems keeps me updated on othe...

Easy to use had no problems keeps me updated on other services can't speak highly enough of them Reviewed on: 15th January 2025

Experiences with Zopa is all good.

I have not had any bad experiences with Zopa, statments & app are easy to understand. Reviewed on: 15th January 2025

Never any issues.

Never any issues. No hassle, credit levels updated regularly. Reviewed on: 15th January 2025

Easy to apply.

Easy to apply. Kept informed of all transactions. Excellent security by way of codes sent to establish card holder Reviewed on: 15th January 2025

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