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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Since I been with Zopa my finances have improved its...

Since I been with Zopa my finances have improved its the best thing I have done to get a credit card and is affordable and manageable thank you for all your services. Reviewed on: 15th January 2025

Transfer balance use

It was ok I used it to pay off another card with a interest free balance Reviewed on: 15th January 2025

Great service , available 24/7

Great service , available 24/7 Help lot to financially Reviewed on: 15th January 2025

5star company

Very professional company the app is so easy to use also,great customer service support and easily managed Reviewed on: 15th January 2025

Surprised

I applied for the card but didn't think I would get it as I had a not too good credit score. Amazing card Reviewed on: 15th January 2025

Very easy application and I like Zopa

Very easy application and I like Zopa Reviewed on: 15th January 2025

Excellent credit card.

Excellent credit card. The app is easy to use. Payments are easy Reviewed on: 15th January 2025

Amazing card easy to apply.

Amazing card easy to apply.easy process Reviewed on: 15th January 2025

Everything is good - App is a dream to use and well...

Everything is good - App is a dream to use and well laid out Reviewed on: 15th January 2025

Very helpful.

Very helpful.and easy application and quick decision Reviewed on: 15th January 2025

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