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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Initially had a few issues with my account but they...

Initially had a few issues with my account but they were quickly resolved by the team Reviewed on: 15th January 2025

From start to finish very easy to us and customer se...

From start to finish very easy to us and customer services are outstanding Reviewed on: 15th January 2025

Lammy @1964

Very easy app to use the reminders when payment is due very good received in plenty of time to make a payment. Statements are very good and very clear and easy to understand. Reviewed on: 15th January 2025

This hasn’t really affected me in any way so I can’t...

This hasn’t really affected me in any way so I can’t comment Reviewed on: 15th January 2025

Since I been with Zopa my finances have improved its...

Since I been with Zopa my finances have improved its the best thing I have done to get a credit card and is affordable and manageable thank you for all your services. Reviewed on: 15th January 2025

Transfer balance use

It was ok I used it to pay off another card with a interest free balance Reviewed on: 15th January 2025

Great service , available 24/7

Great service , available 24/7 Help lot to financially Reviewed on: 15th January 2025

5star company

Very professional company the app is so easy to use also,great customer service support and easily managed Reviewed on: 15th January 2025

Surprised

I applied for the card but didn't think I would get it as I had a not too good credit score. Amazing card Reviewed on: 15th January 2025

Very easy application and I like Zopa

Very easy application and I like Zopa Reviewed on: 15th January 2025

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