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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Been really easy to use and deal with

Been really easy to use and deal with Reviewed on: 15th January 2025

Good and excellent customer service, safe transaction.

Good and excellent customer service, safe transaction. Reviewed on: 15th January 2025

ZOPA DON'T WASTE TIME WITH SATISFACTION!

ZOPA DON'T WASTE TIME WITH SATISFACTION! Ever since I obtained a Zopa Credit Card, I haven't been let down with their benefits (including their app, and credit limit... which I appreciated from the beginning and still do!). Reviewed on: 15th January 2025

I have had no issues with Zopa at all and would high...

I have had no issues with Zopa at all and would highly recommend them to friends and family Reviewed on: 15th January 2025

Excellent customer service Always in contact to see...

Excellent customer service Always in contact to see if we need support or anything else Reviewed on: 15th January 2025

I have not experienced any issues since joining them

I have not experienced any issues since joining them Reviewed on: 15th January 2025

Initially had a few issues with my account but they...

Initially had a few issues with my account but they were quickly resolved by the team Reviewed on: 15th January 2025

From start to finish very easy to us and customer se...

From start to finish very easy to us and customer services are outstanding Reviewed on: 15th January 2025

Lammy @1964

Very easy app to use the reminders when payment is due very good received in plenty of time to make a payment. Statements are very good and very clear and easy to understand. Reviewed on: 15th January 2025

This hasn’t really affected me in any way so I can’t...

This hasn’t really affected me in any way so I can’t comment Reviewed on: 15th January 2025

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