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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

always good

always been good and fair with me Reviewed on: 15th January 2025

Don't use it much because of the low credit limit, b...

Don't use it much because of the low credit limit, but have found it to be easy to use. Reviewed on: 15th January 2025

Really cool app to use and everything is soon good a...

Really cool app to use and everything is soon good and I recommend this app to see every one Reviewed on: 15th January 2025

Very professional and so helpful to me in my time of...

Very professional and so helpful to me in my time of financial need thank you Zopa staff unsung heroes Reviewed on: 15th January 2025

It’s been ok, the interest rate is a bit high, but i...

It’s been ok, the interest rate is a bit high, but it’s not the worse Reviewed on: 15th January 2025

Flexible payment rates monthly

Flexible payment rates the ability to choose which amount to pay whether minimal amount or the whole amount. Reviewed on: 15th January 2025

Great card

Easy to use app, get notifications when anything is spent on card with an upto date balance. Reviewed on: 15th January 2025

Ones of the best rates I was offered to help build m...

Ones of the best rates I was offered to help build my credit score Reviewed on: 15th January 2025

Excellent

The only company who offered me credit Reviewed on: 15th January 2025

Zooa gave me a credit card when no one else would an...

Zooa gave me a credit card when no one else would and have been amazing Reviewed on: 15th January 2025

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