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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Great card

Easy to use app, get notifications when anything is spent on card with an upto date balance. Reviewed on: 15th January 2025

Ones of the best rates I was offered to help build m...

Ones of the best rates I was offered to help build my credit score Reviewed on: 15th January 2025

Excellent

The only company who offered me credit Reviewed on: 15th January 2025

Zooa gave me a credit card when no one else would an...

Zooa gave me a credit card when no one else would and have been amazing Reviewed on: 15th January 2025

Been really easy to use and deal with

Been really easy to use and deal with Reviewed on: 15th January 2025

Good and excellent customer service, safe transaction.

Good and excellent customer service, safe transaction. Reviewed on: 15th January 2025

ZOPA DON'T WASTE TIME WITH SATISFACTION!

ZOPA DON'T WASTE TIME WITH SATISFACTION! Ever since I obtained a Zopa Credit Card, I haven't been let down with their benefits (including their app, and credit limit... which I appreciated from the beginning and still do!). Reviewed on: 15th January 2025

I have had no issues with Zopa at all and would high...

I have had no issues with Zopa at all and would highly recommend them to friends and family Reviewed on: 15th January 2025

Excellent customer service Always in contact to see...

Excellent customer service Always in contact to see if we need support or anything else Reviewed on: 15th January 2025

I have not experienced any issues since joining them

I have not experienced any issues since joining them Reviewed on: 15th January 2025

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