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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Applying for a Zopa credit card is very easy, also p...

Applying for a Zopa credit card is very easy, also providing the requested documents again was very easy. Reviewed on: 15th January 2025

perfectly easy

Simple easy perfect never had a single issue Reviewed on: 15th January 2025

easy and straight forward good information given and...

easy and straight forward good information given and easy access to services Reviewed on: 15th January 2025

Never had a problem easy to use app

Never had a problem easy to use app Reviewed on: 15th January 2025

Great customer service, a fantastic, easy mobile app...

Great customer service, a fantastic, easy mobile app to use. Awesome at keeping you in the loop and always there to help. Reviewed on: 15th January 2025

Fantastic on every level

Excellent service, the app is super easy to use and customers are always kept up to date. Reviewed on: 15th January 2025

Valued experience

I have so far been very pleased with my Zopa credit card experience & look forward to future transactions Reviewed on: 15th January 2025

Great app

Great app easy to use seduce and reliable. Reviewed on: 15th January 2025

Excellent service

I recently opened a credit card with Zopa and I couldn't be more pleased with my experience so far. From the moment I applied, the process was seamless and user-friendly. The online application was straightforward, and I received an immediate decision, which was a pleasant surprise. Reviewed on: 15th January 2025

Excellent customer service and easy to use

Excellent customer service and easy to use Reviewed on: 15th January 2025

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