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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great app

Great app easy to use seduce and reliable. Reviewed on: 15th January 2025

Excellent service

I recently opened a credit card with Zopa and I couldn't be more pleased with my experience so far. From the moment I applied, the process was seamless and user-friendly. The online application was straightforward, and I received an immediate decision, which was a pleasant surprise. Reviewed on: 15th January 2025

Excellent customer service and easy to use

Excellent customer service and easy to use Reviewed on: 15th January 2025

My credit score is not the best.

My credit score is not the best but Zopa allowed me to have a credit card and have always been very helpful to keep me up to date with all relevant information regardsin balances, payment dates, interest rates etc. Reviewed on: 15th January 2025

I was using the zopa more than 6 month it is very go...

I was using the zopa more than 6 month it is very good . Reviewed on: 15th January 2025

Very glad to use this credit card and the service is...

Very glad to use this credit card and the service is awesome Reviewed on: 15th January 2025

Innovative and creative approach.

Innovative and creative approach. Keeps banking simple and relevant to my needs. Very approachable and genuinely interested in customers. Reviewed on: 15th January 2025

Zopa card Always in control.

With the Zopa app I know exactly how my finances are and am able to budget accordingly, always meeting payments. With notifications of use I am assured of fraudulent activity. Reviewed on: 15th January 2025

Yeah such a good good

Yeah such a good good experience Reviewed on: 15th January 2025

Fantastic company every step easy

Easy like Sunday morning every step of the way Reviewed on: 15th January 2025

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