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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great company

My experience so far been great as zopa actually gave me the chance to give me a credit card. I was getting declined elsewhere so I’m very happy and now I’m building my credit rating. But after getting a credit card from zopa,it obviously left a positive impact on my credit report as I got another credit card elsewhere too! Reviewed on: 15th January 2025

Excellent and great

Just great information about the account Reviewed on: 15th January 2025

Easy application easy to join

Easy application easy to join them for query and and issue is sorted Reviewed on: 15th January 2025

Too many condition

You're not flexible,you have a different opinion Reviewed on: 15th January 2025

Highly Recommended

easy to apply quick service to receive card and app user friendly Reviewed on: 15th January 2025

Really happy with everything easy to use app and kee...

Really happy with everything easy to use app and keep track of everything Reviewed on: 15th January 2025

Amazing service

Brilliant service from start to finish Reviewed on: 15th January 2025

Easy to use great service had no problems with anyth...

Easy to use great service had no problems with anything, keep you informed of any changes. App is easy to use Reviewed on: 15th January 2025

Great fast service definitely would recommend

Great fast service definitely would recommend Reviewed on: 15th January 2025

Service l

Great service very prompt and professional Reviewed on: 15th January 2025

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