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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Excelent Services and very easy for use

Excelent Services and very easy for use Reviewed on: 15th January 2025

Zoos credit card

Great experience from start to finish ,easy to navigate and apply for a credit card ,they start you low on your credit till you meet there criteria for and increase ,also using the app for payment and updates is really easy ,highly recommend Zopa. Reviewed on: 15th January 2025

Easy to estimate affordable payments and apply for c...

Easy to estimate affordable payments and apply for credit. Money was with me within minutes after credit checks were completed. Awesome service! Reviewed on: 15th January 2025

Great experience!

Great experience! They gave a chance to people with poor credit history to actually prove their credit worthiness. I love using the credit card it’s absolutely amazing! Reviewed on: 15th January 2025

Very good customer service, application quick and e...

Very good customer service, application quick and easy, instant decision, card accepted in all shops, and abroad, easy to use app. Reviewed on: 15th January 2025

Good experience so far.

Good experience so far. App easy to use and know what is happening with your account. Reviewed on: 15th January 2025

It’s probably one of the best credit cards in the ma...

It’s probably one of the best credit cards in the market in my opinion Reviewed on: 15th January 2025

No issues at all with Zopa, very happy with online s...

No issues at all with Zopa, very happy with online services etc. Would recomend. Reviewed on: 15th January 2025

Excellent service.

Excellent service. Could never be with Reviewed on: 15th January 2025

Home is where the card is

Zopa is comforting and easy to use. The application process is quick and straightforward. Can’t go wrong Reviewed on: 15th January 2025

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