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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Excellent and great

Just great information about the account Reviewed on: 15th January 2025

Easy application easy to join

Easy application easy to join them for query and and issue is sorted Reviewed on: 15th January 2025

Too many condition

You're not flexible,you have a different opinion Reviewed on: 15th January 2025

Highly Recommended

easy to apply quick service to receive card and app user friendly Reviewed on: 15th January 2025

Really happy with everything easy to use app and kee...

Really happy with everything easy to use app and keep track of everything Reviewed on: 15th January 2025

Amazing service

Brilliant service from start to finish Reviewed on: 15th January 2025

Easy to use great service had no problems with anyth...

Easy to use great service had no problems with anything, keep you informed of any changes. App is easy to use Reviewed on: 15th January 2025

Great fast service definitely would recommend

Great fast service definitely would recommend Reviewed on: 15th January 2025

Service l

Great service very prompt and professional Reviewed on: 15th January 2025

I came across zopa as needed to rebuild my credit hi...

I came across zopa as needed to rebuild my credit history and have to say it couldn't be easier, the application was simple and and although the limit is low it is very manageable. The app is great it let's you know when and how much upcoming payments are well in advance send the customer service is great Reviewed on: 15th January 2025

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