Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

View other Zopa products

4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Accepted me when nobody else would .

Accepted me when nobody else would .I'm very grateful..helping my credit score to raise. Reviewed on: 15th January 2025

Easy app to use and good customer service.

Easy app to use and good customer service. Reviewed on: 15th January 2025

Very efficient and nice to have your own PIN number...

Very efficient and nice to have your own PIN number Reviewed on: 15th January 2025

The best card and service I have had

Since joining I have never had any complaints and the service is excellent, the app is very good and I can see all that I need to control my account Reviewed on: 15th January 2025

Amaizing, very good servis ,cool

Amaizing, very good servis ,cool Reviewed on: 15th January 2025

Excellent card and customer service

Excellent card and customer service Reviewed on: 15th January 2025

Easy process

I love how easy the process was and the credit cushion option. I already referred my mum Reviewed on: 15th January 2025

Fabulous little Card’

Having a Zopa credit card has helped me to gain a better credit rating, everything you need to know is on the Zopa App, you can easily keep track of what you have spent and with regular updates and reminders you know when your direct debit will come out. Reviewed on: 15th January 2025

Very easy and clear to use app, no difficulties appl...

Very easy and clear to use app, no difficulties applying for products, highly recommend Reviewed on: 15th January 2025

Easy friendly service ,easy straight forward app to use

Easy friendly service ,easy straight forward app to use Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Ocean Finance 4.73 from 19 reviews
Credit card
from M&S Bank - Marks and Spencer 2.94 from 196 reviews
Avios Credit Card
from TSB 3.14 from 19 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69084 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub