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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Easy to use

Zopa card has been amazing used it easy to use no complications. Reviewed on: 15th January 2025

Good service easy to use the app

Good service easy to use the app Reviewed on: 15th January 2025

very clear and straitforward aapliction

very clear and straitforward aapliction Reviewed on: 15th January 2025

The Zopa credit card really helped me

The Zopa credit card really helped me Reviewed on: 15th January 2025

Easy to sort everything on line, and any issues they...

Easy to sort everything on line, and any issues they let you know quickly. If there are any unregognised purchases they contact you straight away. Reviewed on: 15th January 2025

EXCELLENT CUSTOMER SERVICE - WOU

EXCELLENT CUSTOMER SERVICE - WOU Reviewed on: 15th January 2025

TOP COMPANY

I have had no problem with this card and staff are so helpful Reviewed on: 15th January 2025

Everything is easy to understand and the app is easy...

Everything is easy to understand and the app is easy to use. Reviewed on: 15th January 2025

Easy Access no hidden extras professional staff good...

Easy Access no hidden extras professional staff good rates Reviewed on: 15th January 2025

small and manageable payments

The repayments are small and manageable and they notify you when your next payment is due, no hassle and easy to use Reviewed on: 15th January 2025

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