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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very good and excellent .

Very good and excellent . Customer caring, provide good facilities. Reviewed on: 15th January 2025

Always easy to use and interact with the company.

Always easy to use and interact with the company. Good communication also. Reviewed on: 15th January 2025

Easy system to use like the application tells all

Easy system to use like the application tells all Reviewed on: 15th January 2025

Amazing customer service, promotions and easy to acc...

Amazing customer service, promotions and easy to access Reviewed on: 15th January 2025

I'm not tech savvy but the app is easy to navigate a...

I'm not tech savvy but the app is easy to navigate and use Reviewed on: 15th January 2025

Great service, never had an issue.

Great service, never had an issue. Reviewed on: 15th January 2025

Very friendly and helpful will recommend

Very friendly and helpful will recommend Reviewed on: 15th January 2025

Excellent Service

Excellent service and always keeping customers up to date with support and information Reviewed on: 15th January 2025

Good customer service and support very helpful and w...

Good customer service and support very helpful and when needed Reviewed on: 15th January 2025

Great Credit Card, easy to use app and flawless expe...

Great Credit Card, easy to use app and flawless experience Reviewed on: 15th January 2025

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