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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Always happy to help with quick resolution

Always happy to help with quick resolution Reviewed on: 15th January 2025

Easy process, money came through within an hour

Easy process, money came through within an hour Reviewed on: 15th January 2025

You do what it says on the tin Iam happy

You do what it says on the tin well done Reviewed on: 15th January 2025

A Game-Changer for Personal Finance: Zopa App Review

I've been using the Zopa app for several months now, and I can confidently say it's transformed the way I manage my personal finances. Here are a few highlights that make this app stand out: User-Friendly Interface The design is sleek and intuitive, making navigation a breeze. Whether I'm checking my savings or applying for a loan, everything is just a few taps away. Seamless Integration Zopa allows for easy linking of bank accounts, which means all my financial information is in one place. This feature has simplified tracking my spending and savings goals. Competitive Rates The interest rates offered for savings and loans are some of the best I've seen in the market. Zopa truly prioritizes customer benefits, which is refreshing in today's financial landscape. Personalized Insights The app provides tailored insights and recommendations based on my spending habits. This feature has helped me identify areas where I can save more, making my financial planning much more effective. Excellent Customer Support Whenever I've had questions, Zopa's customer service has been prompt and helpful. They genuinely care about customer satisfaction, which adds to the overall positive experience. Conclusion Overall, the Zopa app is a must-have for anyone looking to take control of their finances. Its user-friendly features, competitive rates, and outstanding customer service make it a top choice. I highly recommend it to anyone seeking a better way to manage their money! Reviewed on: 15th January 2025

They have been amazing the app is probably the easie...

They have been amazing the app is probably the easiest to navigate and tge card works perfectly Reviewed on: 15th January 2025

Love the service best thing that has happened to me...

Love the service best thing that has happened to me since 2021 Reviewed on: 15th January 2025

Very Very nice and experiences and really great full...

Very Very nice and experiences and really great full time and good ZOPA services. I like it Reviewed on: 15th January 2025

since I've been with zopa

since I've been with you I have enjoyed the easy access and services provided by you when I make a payment it clears straight away what more is left to say excellent Reviewed on: 15th January 2025

Helped me when no-one else would, brilliant customer...

Helped me when no-one else would, brilliant customer service Reviewed on: 15th January 2025

Never had any problems with them as a company or wit...

Never had any problems with them as a company or with the credit card Reviewed on: 15th January 2025

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