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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Very Very nice and experiences and really great full...

Very Very nice and experiences and really great full time and good ZOPA services. I like it Reviewed on: 15th January 2025

since I've been with zopa

since I've been with you I have enjoyed the easy access and services provided by you when I make a payment it clears straight away what more is left to say excellent Reviewed on: 15th January 2025

Helped me when no-one else would, brilliant customer...

Helped me when no-one else would, brilliant customer service Reviewed on: 15th January 2025

Never had any problems with them as a company or wit...

Never had any problems with them as a company or with the credit card Reviewed on: 15th January 2025

I am finding g Zopa very easy to use but at the same...

I am finding g Zopa very easy to use but at the same time is strict not yo let use a lot. Reviewed on: 15th January 2025

Everything has been excellent so far; account access...

Everything has been excellent so far; account access is easy, the app is straightforward, and the customer service is outstanding. Reviewed on: 15th January 2025

Very helpful easy to access rates are not...

Very helpful easy to access rates are not to bad Reviewed on: 15th January 2025

Very easy to use and so fast to set up and get a res...

Very easy to use and so fast to set up and get a response Reviewed on: 15th January 2025

Best in the west

Easy access and best customer service Reviewed on: 15th January 2025

Very good and excellent .

Very good and excellent . Customer caring, provide good facilities. Reviewed on: 15th January 2025

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