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Zopa: Credit card reviews

4.94
Based on 44,343 reviews, last reviewed 13th May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44343)

Always easy to use and interact with the company.

5
Always easy to use and interact with the company. Good communication also. Reviewed on: 15th January 2025

Easy system to use like the application tells all

5
Easy system to use like the application tells all Reviewed on: 15th January 2025

Amazing customer service, promotions and easy to acc...

5
Amazing customer service, promotions and easy to access Reviewed on: 15th January 2025

I'm not tech savvy but the app is easy to navigate a...

5
I'm not tech savvy but the app is easy to navigate and use Reviewed on: 15th January 2025

Great service, never had an issue.

5
Great service, never had an issue. Reviewed on: 15th January 2025

Very friendly and helpful will recommend

5
Very friendly and helpful will recommend Reviewed on: 15th January 2025

Excellent Service

5
Excellent service and always keeping customers up to date with support and information Reviewed on: 15th January 2025

Good customer service and support very helpful and w...

5
Good customer service and support very helpful and when needed Reviewed on: 15th January 2025

Great Credit Card, easy to use app and flawless expe...

5
Great Credit Card, easy to use app and flawless experience Reviewed on: 15th January 2025

Zopa was my first credit card the app is easy to use...

5
Zopa was my first credit card the app is easy to use and the insight on my spending was very useful to improve my credit and pay off my debt now I’m debt free with a fantastic credit report Reviewed on: 15th January 2025

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