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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very impressive service

Very impressive service when I had a problem. Very helpful on the phone and via chat Reviewed on: 15th January 2025

The zopa account is easy to use the app simple to na...

The zopa account is easy to use the app simple to navigate and you are in full control Reviewed on: 15th January 2025

All superb excellent

All superb excellent not doughnuts all good Reviewed on: 15th January 2025

Have been with zoopa more then 3yrs now and haven't...

Have been with zoopa more then 3yrs now and haven't any problems with my credit card always reminding me when my payment is due Reviewed on: 15th January 2025

Easy to use app that makes it easy to keep in line w...

Easy to use app that makes it easy to keep in line with my finances. Reviewed on: 15th January 2025

Yes, I like the app a lot.

Yes, I like the app a lot. Customer service is great at the moment. Nothing to complain about. Reviewed on: 15th January 2025

A simple and easy to use banking app.

A simple and easy to use banking app. Worthwhile giving it a go Reviewed on: 15th January 2025

It was very easy and straightforward to register and...

It was very easy and straightforward to register and apply for a card. Customer service was excellent. I would recommend to friends and family. Reviewed on: 15th January 2025

Excellent card at a good rate.

Excellent card at a good rate. Excellent customer service. Reviewed on: 15th January 2025

Excellent app easy to follow keeps you updated 24/7...

Excellent app easy to follow keeps you updated 24/7 of your finances, lets you know well in advance when direct debit is due to come out of your bank account. Reviewed on: 15th January 2025

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