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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Clear and concise

Zopa has a great app which is very clear and concise. Payments are managed easily and easy to track payments. Even better that they are now branching out into a bank, well done Zopa. Reviewed on: 15th January 2025

Easy to use app and competitive interest tates

Easy to use app and competitive interest tates Reviewed on: 15th January 2025

Excellent

It was easy to get the card and they keep me informed on everything Reviewed on: 15th January 2025

I had an issue regarding a payment and the customer...

I had an issue regarding a payment and the customer support were extremely helpful and polite. I was treated with respect and my issue was dealt with during the initial call. I felt relieved that the situation was dealt with professionally and quickly. Reviewed on: 15th January 2025

I’ve struggled in the past with money and debt , tho...

I’ve struggled in the past with money and debt , tho I’m well on the way to a brighter future. And Zopa appeared to be the only ones to give me a chance to build a better credit for myself . Reviewed on: 15th January 2025

M.turner

Very good and very easy in the app Reviewed on: 15th January 2025

Zopa as a service are very polite friendly and very...

Zopa as a service are very polite friendly and very professional no matter what the issue is or even a general enquiry!! Reviewed on: 15th January 2025

Help me when I had bad credit an was easy...

Help me when I had bad credit an was easy to apply for Reviewed on: 15th January 2025

Really heloful when I called regarding late payments

Really heloful when I called regarding late payments Reviewed on: 15th January 2025

Haven’t had any issue what so ever with Zopa from th...

Haven’t had any issue what so ever with Zopa from the start everything is made easy the app is very well presented and easy to use and I would recommend Zopa over any other credit card Reviewed on: 15th January 2025

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