Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Zopa have always been very helpful and gone to great...

Zopa have always been very helpful and gone to great lengths to resolve any issues I may have Reviewed on: 15th January 2025

Excellent Customer Services.

Excellent customer service. I've enjoyed every service provided by you guys. Reviewed on: 15th January 2025

Zopa the Great

I have had nothing but positive experiences in my dealings with Zopa. Any issues have been swiftly and efficiently handled Reviewed on: 15th January 2025

Quick and easy.

Quick and easy. Never used customer service so can't comment Reviewed on: 15th January 2025

Easy no fuss application and service

Easy no fuss application and service Reviewed on: 15th January 2025

Nice and timely, always save you from an embarrassin...

Nice and timely, always save you from an embarrassing situation. Reviewed on: 15th January 2025

New Credit card 2025.

Is the best for 2025. I like it. All you need . Reviewed on: 15th January 2025

Really grateful, they excepted me when I really need...

Really grateful, they excepted me when I really needed help with my finances Reviewed on: 15th January 2025

I find zopa brilliant.

I find zopa brilliant. So easy to use and very helpful. I have told my friends and family about zopa. Reviewed on: 15th January 2025

No experience as I have had no cause to contact...

No experience as I have had no cause to contact them Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday Credit Card
from Santander 3.66 from 26 reviews
Credit card
from Nationwide 4.14 from 223 reviews
Credit Card
from Ocean Finance 3.90 from 21 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub