Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

View other Zopa products

4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

I find zopa brilliant.

I find zopa brilliant. So easy to use and very helpful. I have told my friends and family about zopa. Reviewed on: 15th January 2025

No experience as I have had no cause to contact...

No experience as I have had no cause to contact them Reviewed on: 15th January 2025

Clear and concise

Zopa has a great app which is very clear and concise. Payments are managed easily and easy to track payments. Even better that they are now branching out into a bank, well done Zopa. Reviewed on: 15th January 2025

Easy to use app and competitive interest tates

Easy to use app and competitive interest tates Reviewed on: 15th January 2025

Excellent

It was easy to get the card and they keep me informed on everything Reviewed on: 15th January 2025

I had an issue regarding a payment and the customer...

I had an issue regarding a payment and the customer support were extremely helpful and polite. I was treated with respect and my issue was dealt with during the initial call. I felt relieved that the situation was dealt with professionally and quickly. Reviewed on: 15th January 2025

I’ve struggled in the past with money and debt , tho...

I’ve struggled in the past with money and debt , tho I’m well on the way to a brighter future. And Zopa appeared to be the only ones to give me a chance to build a better credit for myself . Reviewed on: 15th January 2025

M.turner

Very good and very easy in the app Reviewed on: 15th January 2025

Zopa as a service are very polite friendly and very...

Zopa as a service are very polite friendly and very professional no matter what the issue is or even a general enquiry!! Reviewed on: 15th January 2025

Help me when I had bad credit an was easy...

Help me when I had bad credit an was easy to apply for Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Zable 4.82 from 77516 reviews
Flex Purchase credit card
from Monzo 4.90 from 3174 reviews
Credit card
from 118 118 Money 4.73 from 5637 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69084 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub