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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Zopa is a great credit experience

Zopa is a great credit experience for me excellent service an a very easy App system to follow. Repayments and extra payments are very easy Reviewed on: 15th January 2025

Simple application process, great app and add to Goo...

Simple application process, great app and add to Google wallet to pay on phone. Seamless easy process unlike my banks method. Reviewed on: 15th January 2025

Zopa have always been very helpful and gone to great...

Zopa have always been very helpful and gone to great lengths to resolve any issues I may have Reviewed on: 15th January 2025

Excellent Customer Services.

Excellent customer service. I've enjoyed every service provided by you guys. Reviewed on: 15th January 2025

Zopa the Great

I have had nothing but positive experiences in my dealings with Zopa. Any issues have been swiftly and efficiently handled Reviewed on: 15th January 2025

Quick and easy.

Quick and easy. Never used customer service so can't comment Reviewed on: 15th January 2025

Easy no fuss application and service

Easy no fuss application and service Reviewed on: 15th January 2025

Nice and timely, always save you from an embarrassin...

Nice and timely, always save you from an embarrassing situation. Reviewed on: 15th January 2025

New Credit card 2025.

Is the best for 2025. I like it. All you need . Reviewed on: 15th January 2025

Really grateful, they excepted me when I really need...

Really grateful, they excepted me when I really needed help with my finances Reviewed on: 15th January 2025

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