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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Positive experience

Always had a positive experience when using the App Reviewed on: 15th January 2025

the app is good and easy to use

the app is good and easy to use and will let you know when to can have a credit increase Reviewed on: 15th January 2025

Excellent

Excellent service and easy to apply for credit card Reviewed on: 15th January 2025

Very efficient service and good support

Very efficient service and good support Reviewed on: 15th January 2025

Easy to use app

App really easy to use - this is really helpful when using card and paying off credit card. Reviewed on: 15th January 2025

Easy and smooth.

Easy and smooth. A good experience with Zopa. Reviewed on: 15th January 2025

Love the card it's been great building my credit his...

Love the card it's been great building my credit history Reviewed on: 15th January 2025

very happy with zopa, good company to work with and...

very happy with zopa, good company to work with and happy with repayment and would benefit lot's of people Reviewed on: 15th January 2025

Very satisfied helped me a lot every thing so easy g...

Very satisfied helped me a lot every thing so easy got a car loan my credit rating very poor Reviewed on: 15th January 2025

Smooth and easy process can’t speak highly enough ab...

Smooth and easy process can’t speak highly enough about the service Reviewed on: 15th January 2025

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