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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

It was a wonderful experience so far

It was a wonderful experience so far Reviewed on: 15th January 2025

It was easy to apply and easy to set up

It was easy to apply and easy to set up Reviewed on: 15th January 2025

I applied for a card and was quickly approved.

I applied for a card and was quickly approved. My initial credit limit was low but after just a few months my limit was reviewed and extended to better suit my needs. Reviewed on: 15th January 2025

Great card great promotion and opportunities to buil...

Great card great promotion and opportunities to build credit and increase credit limit Reviewed on: 15th January 2025

I applied for a credit card to try and improve my cr...

I applied for a credit card to try and improve my credit rating got accepted find payments back amd intrested not bad at all the app is very manageable amd easy to use Reviewed on: 15th January 2025

Easy to use and easy to make payments

Easy to use and easy to make payments Reviewed on: 15th January 2025

Top card.

Top card. Very good customer service Reviewed on: 15th January 2025

It is a very positive experience, easy app...

It is a very positive experience, quick and easy application and always up to date with documents, news and offers. Customer service is also great and the card is the right one for all my needs. Five stars service. Reviewed on: 15th January 2025

Ive been with Zopa for a while now, easy to work the...

Ive been with Zopa for a while now, easy to work the app and its reliable Reviewed on: 15th January 2025

thanks I love

I had a wonderful experience thanks Reviewed on: 15th January 2025

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