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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Excellent company I am really satisfied with this co...

Excellent company I am really satisfied with this company. Reviewed on: 15th January 2025

Get card never had any issues and customers service...

Get card never had any issues and customers service is good Reviewed on: 15th January 2025

Great customer service and quick response.

Great customer service and quick response. Reviewed on: 15th January 2025

Never let me down always available never to much tro...

Never let me down always available never to much trouble Reviewed on: 15th January 2025

Fraudulent activity on my account and Zopa acted bef...

Fraudulent activity on my account and Zopa acted before I even had chance! Excellent service Reviewed on: 15th January 2025

Nice one and fast approval.

Nice one and fast approval. Swap the new card in few days, after I lost it. Reviewed on: 15th January 2025

Brilliant cant complain very easy

Brilliant cant complain very easy Reviewed on: 15th January 2025

Well pleased with the service and helpfulness

Well pleased with the service and helpfulness Reviewed on: 15th January 2025

I have never had an issue with your service am happy...

I have never had an issue with your service am happy with it find it a really easy to manage Reviewed on: 15th January 2025

Very friendly and professional customer service

Very friendly and professional customer service Reviewed on: 15th January 2025

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