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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great easy to apply and manage via the app would rec...

Great easy to apply and manage via the app would recommend Reviewed on: 15th January 2025

The zopa customer service was excellant, gives you...

The zopa customer service was excellant, gives you help when required. Reviewed on: 15th January 2025

Simple to use and great service

Always simple to work with, from application to CS Reviewed on: 15th January 2025

Easy application.

Easy application. Never had any issues at all so I will definitely recommend to anyone who wants a hassle free service Reviewed on: 15th January 2025

Excellent Service

Very helpful to your situation, always have a solution to any problem you may have Reviewed on: 15th January 2025

Excellent card

Totally satisfied with everything about this card and customer service Reviewed on: 15th January 2025

Great customer service,regular statements and updates

Great customer service,regular statements and updates Reviewed on: 15th January 2025

Brilliant company always there to help when anything...

Brilliant company always there to help when anything is wrong. And don't pray on people like usual money orgs. Reviewed on: 15th January 2025

User friendly app

The app is user friendly. It's informative and easy to understand Reviewed on: 15th January 2025

I like the service it's easy and simple to use...

I like the service it's easy and simple to use Reviewed on: 15th January 2025

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