Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43454 reviews)

View other Zopa products

4.94

Based on 43,454 reviews, last reviewed 10th Mar 2026

154000% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I am very happy,very good application,good bank. I am very happy,very good application,good bank. Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43454)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Excellent service, great easy app xx

Excellent service, great easy app xx Reviewed on: 6th March 2026

Best credit card out there

Always there for you ready to answer your questions. A very good credit card/company. Reviewed on: 6th March 2026

Easy and fast service card easy to use at most...

Easy and fast service card easy to use at most places Reviewed on: 6th March 2026

Fantastic service

Great experience using this company very easy to use and help is always available if neede Reviewed on: 6th March 2026

Zopa dope dope!

Cannot be beaten, full stop! Would definitely recommend to anyone Reviewed on: 6th March 2026

Never had any problems in all aspects of my acount

Never had any problems in all aspects of my acount Reviewed on: 6th March 2026

Good services

Excellent customer service and good laans offer with excellent rate of credit card Reviewed on: 6th March 2026

Great experience

It has been great experience so far Reviewed on: 6th March 2026

Fantastic service.

Fantastic service. Card arrived quickly. App works very well Reviewed on: 6th March 2026

Good service easy to navigate website

Good service easy to navigate website Reviewed on: 6th March 2026

Alternative products

Overpay
from Incredible 4.60 from 5 reviews
Bip Credit Card
from NewDay 4.91 from 2284 reviews
Everyday credit cards
from Lloyds Bank 3.97 from 63 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub