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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Zopa good

Very good explant service and value for money Reviewed on: 15th January 2025

You are great, easy to manage credit card.

You are great, easy to manage credit card. Clear terms. Reviewed on: 15th January 2025

Excellent app good customer service

Excellent app good customer service Reviewed on: 15th January 2025

Great card,

Great card, wish I could get a loan with them Reviewed on: 15th January 2025

Very good service and easy to use

Very good service and easy to use Reviewed on: 15th January 2025

Zopa have been amazing from the very beginning.

Zopa have been amazing from the very beginning. Customer service always very helpful Reviewed on: 15th January 2025

Quality service

Easy to apply Quick decision the app is easy access Reviewed on: 15th January 2025

Very good company kept informed through the credit c...

Very good company kept informed through the credit card progress Reviewed on: 15th January 2025

Easy and affordable way to help with life's emergencies

Was very easy to set up with Zopa and the repayment and interest rates are affordable. So I think this is great product to help deal with those emergency situations! Reviewed on: 15th January 2025

No issues with Zopa every time I use card there been...

No issues with Zopa every time I use card there been no issues with declining here and abroad as I have had in past ie captail one credit card highly recommended card look forward to many more years with zopa Reviewed on: 15th January 2025

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