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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Everything is clear and simple to use.

Everything is clear and simple to use. No issue so far. Reviewed on: 15th January 2025

Good credit card.

Good credit card.Helps me build my credit score Reviewed on: 15th January 2025

So easy to use

So easy to use and when you pay back it comes off your balance imeadeately love it Reviewed on: 15th January 2025

Brilliant company great card keeps you informed at a...

Brilliant company great card keeps you informed at all times of when payment is due and when being taken would highly recommend Reviewed on: 15th January 2025

Easy to use helpful service great service accepted w...

Easy to use helpful service great service accepted with a poor credit Reviewed on: 15th January 2025

I like using your card is good for me

I like using your card is good for me Reviewed on: 15th January 2025

Fantastic

Fantastic customer service and update on new products Reviewed on: 15th January 2025

Good service, good customer service, confidence

Good service, good customer service, confidence Reviewed on: 15th January 2025

Helpfull

Overall good service Extremely happy with service so far Reviewed on: 15th January 2025

Easy to use and manage, excellent feedback both on t...

Easy to use and manage, excellent feedback both on the app and the website. Good value for money if used correctly. Reviewed on: 15th January 2025

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