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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Excellent app good customer service

Excellent app good customer service Reviewed on: 15th January 2025

Great card,

Great card, wish I could get a loan with them Reviewed on: 15th January 2025

Very good service and easy to use

Very good service and easy to use Reviewed on: 15th January 2025

Zopa have been amazing from the very beginning.

Zopa have been amazing from the very beginning. Customer service always very helpful Reviewed on: 15th January 2025

Quality service

Easy to apply Quick decision the app is easy access Reviewed on: 15th January 2025

Very good company kept informed through the credit c...

Very good company kept informed through the credit card progress Reviewed on: 15th January 2025

Easy and affordable way to help with life's emergencies

Was very easy to set up with Zopa and the repayment and interest rates are affordable. So I think this is great product to help deal with those emergency situations! Reviewed on: 15th January 2025

No issues with Zopa every time I use card there been...

No issues with Zopa every time I use card there been no issues with declining here and abroad as I have had in past ie captail one credit card highly recommended card look forward to many more years with zopa Reviewed on: 15th January 2025

Everything is clear and simple to use.

Everything is clear and simple to use. No issue so far. Reviewed on: 15th January 2025

Good credit card.

Good credit card.Helps me build my credit score Reviewed on: 15th January 2025

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