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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

my experience.

I think the zapa is very good when you need that extra help Reviewed on: 15th January 2025

An excellent choice 5 star

Always been brilliant since I have had a card with them. Reviewed on: 15th January 2025

Zopa is the perfect credit card, affordable monthly...

Zopa is the perfect credit card, affordable monthly payments, great app, easy to navigate and reliable. Reviewed on: 15th January 2025

Great first credit card

My first credit card, super easy to use with frequent opportunities to increase my credit limit. Reviewed on: 15th January 2025

Great Banking Customer Friendly

Great Banking Customer Friendly Reviewed on: 15th January 2025

Very good

Flexibility, speed, predictability, security, user-friendly. Reviewed on: 15th January 2025

Good good good good good good good

Good good good good good good good Reviewed on: 15th January 2025

Post domestic violence over three years ago and in t...

Post domestic violence over three years ago and in the last few months of having health issues and working part time . Being able to access a card that has given me the opportunity to use credit for use has been extremely helpful. Reviewed on: 15th January 2025

Excellent company easy app to use never had an issue

Excellent company easy app to use never had an issue Reviewed on: 15th January 2025

Easy to deal with.

Easy to deal with. Easy app and easy to keep track Reviewed on: 15th January 2025

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