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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Good value, good rate fair increases affordable repa...

Good value, good rate fair increases affordable repayments, helpful advice on money and also a good interest rate bank account too. I have received lots of helpful tips and hints to help me manage my money. Reviewed on: 15th January 2025

Convenient credit with easy application.

Convenient credit with easy application. Excellent starting credit limit with Excellent app. Reviewed on: 15th January 2025

Great card if there is a problem staff are very help...

Great card if there is a problem staff are very helpful Reviewed on: 15th January 2025

Excellent service always send reminders which help.

Excellent service always send reminders which help..option to pay thst little extra Reviewed on: 15th January 2025

Never had a problem with Zopa and explains all we need.

Never had a problem with Zopa and explains all we need. To no about our accounts Reviewed on: 15th January 2025

I don't have any issues with my credit card and Happ...

I don't have any issues with my credit card and Happy with the service Reviewed on: 15th January 2025

Excellent friendly and easy to use app.

Excellent friendly and easy to use app. Good advice on credit with great communication. Looks after you with easy steps of credit increases Reviewed on: 15th January 2025

Excellent service by professional company and staff

Excellent service by professional company and staff Reviewed on: 15th January 2025

I’ve been with you for a while and I find it so easy...

I’ve been with you for a while and I find it so easy to manoeuvre around your app and easy ways to pay Reviewed on: 15th January 2025

Great service, always good customer service

Great service, always good customer service Reviewed on: 15th January 2025

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