Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

View other Zopa products

4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

The app it's very easy to use very friendly team am...

The app it's very easy to use very friendly team am am happy using the zopa credit card easy to manage the account Reviewed on: 15th January 2025

Great credit card provider, easy and efficient

Great credit card provider, easy and efficient Reviewed on: 15th January 2025

Great service and easy to communicate

Great service and easy to communicate Reviewed on: 15th January 2025

I've had a fantastic experience with my Zopa credit...

I've had a fantastic experience with my Zopa credit card, the application process was seamless and the customer service team has been incredibly helpful whenever I've had any queries. Overall, I'm thoroughly impressed with Zopa and would highly recommend their credit card to anyone looking for a hassle-free and rewarding experience. Reviewed on: 15th January 2025

Reliable app and never had an issue with zopa.

Reliable app and never had an issue with zopa. Reviewed on: 15th January 2025

Excellent and easy app

Excellent app. Easy to navigate and pay statement. Regular emails getting you informed of offers and your account . Reviewed on: 15th January 2025

Quick and reliable.

Quick and reliable. always answers message if you have any problems. Reviewed on: 15th January 2025

The app is very user friendly and easy to navigate.

The app is very user friendly and easy to navigate. Customer service is excellent and offers are a great help Reviewed on: 15th January 2025

When I compared it with other credit cards, I realiz...

When I compared it with other credit cards, I realized that Zopa is really better. Reviewed on: 15th January 2025

The card improved my credit rating..

I have had no problems using the card. I obtained one originally to improve my credit rating and it has worked. I would recommend it to everyone. Reviewed on: 15th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Credit Card
from Bank of Ireland 4.04 from 6 reviews
Credit Card
from Metro Bank 4.69 from 880 reviews
Credit card
from 118 118 Money 4.73 from 5637 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69084 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub