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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

Quick making payments on the app and excellent service

Quick making payments on the app and excellent service Reviewed on: 15th January 2025

Very happy with service no problems

Very happy with service no problems Reviewed on: 15th January 2025

Great card

Super credit card, easy to apply and nice customer service Reviewed on: 15th January 2025

Great experience with Zopa would recommend

Great experience with Zopa would recommend Reviewed on: 15th January 2025

Excellent service very quick and easy

Excellent service very quick and easy Reviewed on: 15th January 2025

Happy customer

Easy and quick application, easy and useful mobile app to keep up to date with balance and payments. Would highly recommend to family and friends. Great overall. Reviewed on: 15th January 2025

Never had a problem with the app

Never had a problem with the app Reviewed on: 15th January 2025

Zopa credit card

Zopa credit card is great for the unexpected items I’ve also told family and friends as it’s really good credit card easy to use Reviewed on: 15th January 2025

Have not had a credit card for a long while.

Have not had a credit card for a long while. Zopa had faith in my background to give me a card and I want to get my credit rating improved. Thankyou zopa. Reviewed on: 15th January 2025

Easy to apply and all set up quickly

Easy to apply and all set up quickly Reviewed on: 15th January 2025

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