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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44344 reviews)

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4.87

Based on 44,344 reviews, last reviewed 22nd May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Poor credit, no problem Having poor a poor credit score I struggled to to get credit anywhere, Zopa offered me a lower but reasonable amount credit card to help build my cred... Read more Reviewed on: 22nd May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44344)

INCREDIBLE ZOPA!!!!!!

SUPERB EXPERIENCE. EASY FORM TO FILL, NO FRILLS. Reviewed on: 15th January 2025

Very easy to use app.

Very easy to use app. Clear View statment. No problem to use abroad. Reviewed on: 15th January 2025

All was good.

Everything was fast and easy : applying for card and service. Reviewed on: 15th January 2025

Helpful and friendly staff.

Helpful and friendly staff. Helped me alot when I was struggling Reviewed on: 15th January 2025

Outstanding customer service from the moment I start...

Outstanding customer service from the moment I started my application. I celebrate the Zopa team & brand enormously and many many friends , clients, contacts now have one. keep striving and remaining as one of the best in the industry. So so rare today. Many congratulations Zopa I wish you all every success going forward in business & life x Reviewed on: 15th January 2025

Excellent service.

Excellent service. Easy to apply. Reviewed on: 15th January 2025

Great company

So simple to deal with staff cheerfully and so easy to navigate website Reviewed on: 15th January 2025

App is brilliant and not 1 issue since opening my ac...

App is brilliant and not 1 issue since opening my account Reviewed on: 15th January 2025

BEST CARD OF THE YEAR

EXCELLENT SERVICE, COURTEOUS STAFF Reviewed on: 15th January 2025

Fast payments of loans and settling loans

Fast payments of loans and settling loans Reviewed on: 15th January 2025

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