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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Helpful and friendly staff.

Helpful and friendly staff. Helped me alot when I was struggling Reviewed on: 15th January 2025

Outstanding customer service from the moment I start...

Outstanding customer service from the moment I started my application. I celebrate the Zopa team & brand enormously and many many friends , clients, contacts now have one. keep striving and remaining as one of the best in the industry. So so rare today. Many congratulations Zopa I wish you all every success going forward in business & life x Reviewed on: 15th January 2025

Excellent service.

Excellent service. Easy to apply. Reviewed on: 15th January 2025

Great company

So simple to deal with staff cheerfully and so easy to navigate website Reviewed on: 15th January 2025

App is brilliant and not 1 issue since opening my ac...

App is brilliant and not 1 issue since opening my account Reviewed on: 15th January 2025

BEST CARD OF THE YEAR

EXCELLENT SERVICE, COURTEOUS STAFF Reviewed on: 15th January 2025

Fast payments of loans and settling loans

Fast payments of loans and settling loans Reviewed on: 15th January 2025

No problems either with the app or the phone centre...

No problems either with the app or the phone centre excellent work Reviewed on: 15th January 2025

Helps helping hand people get off to a good start

Helps people get off to a good start Reviewed on: 15th January 2025

Excellent

Excellent work and service Very easy to use Reviewed on: 15th January 2025

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Want to see more from Zopa?

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